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Smart EMI Calculator
Estimate your monthly EMI, interest, and total payable in seconds.
Personal Loan
₹10,000₹50,00,000
1%48%
6120
Monthly EMI
₹1,701
Loan Amount: ₹1,00,000
Principal
Interest
Questions? We’ve got answers.
Everything you need to know about FinSetu’s process.
We partner with 90+ banks and NBFCs to offer personal loans, business loans, home loans. You can compare and apply easily from one platform.
Approval depends on your income, credit score, and lender policies. Typically, personal loans range from ₹1 lakh up to ₹50 lakhs, while business and home loans may go much higher.
Not at all. FinSetu’s eligibility check uses a soft pull, which does not impact your CIBIL score. A hard inquiry happens only once you proceed with a chosen lender.
Instant approval is possible for pre-approved customers. In most cases, approvals take 24–48 hours, provided documents are in order. Disbursal can be as fast as same-day.
Interest rates depend on your profile and lender policies. FinSetu helps you compare offers starting from as low as 10.5% p.a. for personal loans, ensuring you choose the best deal.
No. FinSetu never charges customers. We are paid by our banking/NBFC partners. However, banks may charge standard processing fees, which will be disclosed upfront.
With FinSetu, you get:
- Multiple loan offers from 90+ lenders in one place
- Transparent comparisons of interest rates, EMIs & eligibility
- Faster processing with digital onboarding
- Personalized support from our loan experts
Absolutely. We follow bank-grade encryption and privacy practices. Your information is shared only with trusted lender partners and never sold to third parties.
Your Application
Loan Journey Progress
Track where you are and what comes next.
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Keep PAN & Aadhaar ready for faster approval.
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Upload clear, uncropped images; avoid glare.
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We may call to confirm details. Keep your phone reachable.
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Choose the best offer. We fast-track disbursal.
Your Loan Application — 4 Simple Steps
Personal, smart and fast
01
Fill out your application
Start in a few clicks. Share your basic details and financial requirements — it takes less than 2 minutes.
02
We’ll contact you for details
Our team connects with you to understand your unique situation, answer questions and collect any additional details.
03
AI-powered best match
Our proprietary AI scans 90+ lenders to find your best-fit options across rates, eligibility and benefits.
04
Loan processed & approved
We fast-track your file with the chosen bank — weeks reduced to days or even minutes.
Smart Savings
Play with your loan & see instant savings
Move the slider to choose a loan amount. See how much interest you save by cutting your tenure by 1–3 years.
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Illustrative estimates. Actual offers may vary by credit profile. No impact on credit score.
Built for smarter borrowing
Why choose FinSetu over a bank?
Compare offers from multiple lenders, find your lowest EMI, and get disbursal with human help at every step.
- Multiple loan offers from 90 lenders in one place
- Transparent comparisons of interest rates, EMIs & eligibility
- Faster processing with digital onboarding
- Personalized support from loan experts
48
Avg. approval time
90+
Lenders
90
Customer NPS
One application → multiple offers
Lowest EMI match across lenders
Documentation help & e-KYC
Dedicated expert during & after disbursal
Apply to one bank at a time
No comparison across lenders
Branch visits & manual paperwork
Generic support, no ownership